Trip Insurance Programs


Travel Lite


Travel Lite is our lowest- priced plan designed for domestic trips. This program provides ideal protection for airline tickets and hotel reservations.

The Travel Lite Insurance plan is designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption. It is our lowest priced travel insurance program and provides coverage for travel and baggage delay as well as access to our 24/7 emergency travel assistance service.

Travel LX


Travel LX has Cancel and Interruption for Any Reason benefits included. This plan has our highest coverage benefits available to accommodate any type of trip across the globe.

The Travel LX plan provides our highest levels of benefits for the more discerning travelers. Cancel for Any Reason and Interruption for Any Reason coverage is included at no additional cost. This program provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.

Travel SE


Travel SE is our ideal option for the budget conscious traveler seeking travel insurance coverage. This plan provides complete coverage at no additional cost for each child under 18 per each eligible adult insured.

The Travel SE program is our most popular plan for domestic and international destinations. Travel Insurance coverage and benefits are available whether traveling on a cruise or a tour vacation abroad. Children under 18 are covered at no additional cost per eligible adult insured. Family extras such as movie rental, internet usage and additional kennel fees caused by travel delay are included.

Trip Insurance Programs Comparison


 
Benefit Maximum Limits
Travel Lite Travel SE Travel LX
Trip Cancellation Trip Cost $25,000* Trip Cost $50,000* Trip Cost $100,000*
Trip Interruption 125% of Trip Cost** 150% of Trip Cost** 150% of Trip Cost**
Travel Delay $500 ($125 per Day) after an initial delay of 12 hrs $500 ($125 per Day) after an initial delay of 12 hrs $1,000 ($250 per Day) after an initial delay of 6 hrs
Missed Connection N/A $500 after an initial Common Carrier delay of 6 hrs $500 after an initial Common Carrier delay of 3 hrs
Change Fee N/A $150 $300
Reimbursement of Miles or Reward Points N/A $75 $75
Baggage & Personal Effects $750 $1,500 $2,500
Baggage Delay $150 (after delay of 12 hours) $250 (after delay of 12 hours) $500 (after delay of 12 hours)
Accident & Sickness Medical Expense $100,000 $150,000 $500,000
Emergency Medical Evacuation $250,000 $500,000 $1,000,000
Common Carrier AD&D N/A $25,000 $100,000
Pre-Existing Condition Waiver N/A Available – if purchased within 20 days of initial trip payment Available - if purchased within 24 hours of final trip payment
Search & Rescue N/A N/A $10,000
Sports Equipment Rental N/A N/A $2,000 ($500 Day Max)
Cancel for Any Reason N/A N/A Included - 75% of trip cost insured if purchased within 20 days of initial trip deposit
Interruption for Any Reason N/A N/A Included - 75% of trip cost insured
Non-Medical Emergency Evacuation N/A N/A $50,000
Internet Usage Fees N/A $50 $50
Overnight Stay Movie Rental N/A $15 $15
Additional Cat or Dog kennel expenses N/A $300 ($100 per Day) $500 ($100 per Day)
Rental Car Damage N/A $40,000 (Optional Benefit) $40,000
Coverage Type Secondary Primary Primary

iTravelInsured offers a range of travel insurance programs for every insurance need. Whether your client needs coverage for a vacation, business trip, student travel or stay at a hotel or resort, we've got the right plan. iTravelInsured's exceptional services also provide:

  • Emergency travel assistance for even the smallest travel disruption
  • Responsive medical management in the event of medical emergencies anywhere in the world
  • International, multilingual customer service centers
  • Claims specialists who process tens of thousands of claims each year from around the world

Find the program that’s right for you. Easily compare the plans by clicking the appropriate product circles above.

The Travel LX plan is not available to residents of New York.

The above is a summary of insurance benefits that are part of the policy. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.

**The trip interruption benefit is determined by the amount of trip cancellation benefit purchased. All benefits are per insured person.

Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016.


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